You should think twice before paying your old debt that is past your state's statute of limitations. The statute of limitations varies from state to state, but usually ranges from 3 to 10 years. If debt collectors are trying to collect your old debt, please consult an attorney before you end up paying interest only payments for years to come.
The following lists the statute of limitations on old debt for each U.S. state:
* Alaska 6 years
* Alaska 3 years
* Arizona 6 years - Law Offices of Michael S. Anderson, P.C.
* Arkansas 5 years
* California 4 years - The Law Offices of Eric Newton, The Claveran Law Firm & The Arleo Law Firm
* Colorado 6 years
* Connecticut 6 years
* Delaware 3 years
* Florida 5 years - Cohen & Owens Attorneys & Counselors at Law
* Georgia 6 years - Alex Simanovsky & Associates, LLC
* Hawaii 6 years
* Idaho 5 years
* Illinois 5 years
* Indiana *10 years
* Iowa 10 years
* Kansas 5 years
* Kentucky 15 years
* Louisiana 10 years - The Louque Law Firm, L.L.C. & The Grand Law Firm
* Maine 6 years
* Maryland 3 years
* Massachusetts 6 years
* Michigan 6 years
* Minnesota 6 years - Marso, Michelson & Harrigan, P.A.
* Mississippi 3 years
* Missouri 10 years
* Montana 8 years
* Nebraska 5 years
* Nevada 6 years
* New Hampshire 3 years
* New Jersey 6 years
* New Mexico 6 years
* New York 6 years
* North Carolina 3 years
* North Dakota 6 years
* Ohio 15 years
* Oklahoma 5 years - The Law Center of Oklahoma
* Oregon 6 years
* Pennsylvania 4 years
* Rhode Island 10 years
* South Carolina 3 years
* South Dakota 6 years
* Tennessee 6 years - Alex Simanovsky & Associates, LLC
* Texas 4 years
* Utah 6 years
* Vermont 6 years
* Virginia 5 years
* Washington 6 years
* West Virginia 10 years
* Wisconsin 6 years
* Wyoming 10 years
